Fixed Life Insurance - TermLifeInsurance.com

Fixed life insurance is a phrase used to describe a term policy that has a level premium and covers you for a certain period. There are many reasons you may need this kind of coverage. You may want to ensure your spouse and children can afford to stay in their home if you die unexpectedly or set up a college fund for each of your children using life coverage dividends. Even if you do not have a family, you may want to buy insurance to help pay for your final expenses.

Fixed life insurance is one of the least expensive forms you can buy. Small policies offer coverage into the hundreds of thousands of dollars with premiums as low as ten or twenty dollars a month. There are other forms of life insurance out there that will cover you for as long as you live but many people do not need this type. If you are concerned about leaving your young family with a massive amount of debt, this may be for you.

Buying a Fixed Policy

Fixed insurance is perfect for someone who has bought a home and starting to save for their retirement. These are what are referred to as your peak earning years; when you are saddled with debt and are the most exposed, financially, to dying prematurely. If you passed away, your spouse would either have serious trouble or would not be able to afford living in the home you bought with the expectation of two salaries. The death benefit from a fixed life insurance policy could help him or her pay off the mortgage and have one less bill to worry about after you are gone.

It is an unfortunate circumstance when someone is involved in a terrible accident and teeters on the edge of life and death in a hospital for weeks or months. Extended stays in an intensive care unit can add up very quickly. Fixed life insurance is one way to help prepare yourself against something like this. After all, you do not want to leave your family with thousands of dollars of medical bills when they are trying to mourn your passing.

Determining when you wish to retire and if you are on track toward that goal is one of the chief worries of many Americans. One key piece of the retirement puzzle lies in life insurance. A fixed policy can help you protect your assets and your family. When you are early in your career, you are in your peak income earning years. Your ability to save for retirement, pay for your home, and all of the rest of your bills is contingent on you being able to earn income.

Coverage with a fixed death benefit can help your family continue their lives when they lose you and your income. Would you want your spouse to have to deal with a foreclosure onto of losing you? Fixed life insurance is relatively inexpensive and covers you when you need it the most. Buying enough protection to make it to your post work life is smart.

Many people do not need coverage for their entire life. Fixed life insurance will make sure you are protected while you are at your weakest, in your income producing years. If you want permanent coverage, by all means explore what is out there but if you only need pure insurance a fixed contract may be just right.

Concerns over Beneficiaries

When you first buy fixed life insurance you will need to select a beneficiary. This is the person that will receive your death benefit. Make sure you think about this decision very carefully. If you want to be sure your children see something, leave a percentage to them.

You should ask your agent about a spendthrift clause or a trust if you are making a younger child a partial beneficiary of your fixed life insurance. This will ensure they do not blow through thousands of dollars the minute they get the benefit. You can put provisions in place to limit their access to the money when you are gone.

If you ever need to get a divorce, make sure you think about your beneficiary designations, not just on your fixed insurance policy but on everything you own. You may need to designate someone new on your 401(k) or pension as well. You want to make sure you do this very shortly after a divorce to ensure your final wishes are followed and the right person gets the death benefit.

Make sure you take the necessary steps in your life to protect what you have worked so hard to build. Fixed life insurance is one type of way to do this. Get a quote and see just how easy it is to get peace of mind.

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A seat at history's counter in Greensboro, N.C.

The Woolworth lunch counter where students protested against desegregation in 1960 recently became the International Civil Rights Center & Museum.

? A local, slice-of-life story from a Monitor correspondent.

Skip to next paragraph

It all started here at the Woolworth lunch counter. But this cradle of student protests against desegregation in Greensboro, N.C., was not always given the same stature as the civil rights movement landmarks of Memphis, Tenn., and Selma and Montgomery, Ala., when historians described the sea change that shaped the new South.

But 50 years after the Feb. 1, 1960, sit-in, the site was rechristened in 2010 as the International Civil Rights Center & Museum, securing a place in history for the African-American college students, ?the Greensboro Four,? who refused to cede their seats at the whites-only counter.??

?I?m proud of the museum,? says Greensboro resident Ian Pawlowski, a 30-something who grew up when the city was still reeling from deadly Ku Klux Klan shootings. His family fought on both sides of the Civil War, but Mr. Pawlowski says that today the city is demographically and culturally mixed.

Get daily or weekly updates from?CSMonitor.com?delivered to your inbox.?Sign up today.

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Spaniards wage general strike over labor reforms

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Source: http://news.yahoo.com/spaniards-wage-general-strike-over-labor-reforms-063159621.html

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Roofing Murfreesboro - Spring Repairs - Fessler Home Improvement ...

Last updated 12 hours ago

We at?Fessler Home Improvement & Construction?hope all our neighbors?are?as?ready for the beautiful?spring weather?as we are!

With spring already upon us, is your home in shape for visitors and?the warmer?weather? Check out our YouTube video?to learn about how?Fessler Home Improvement & Construction?can help with all your?home improvement needs this spring.

We're Middle Tennessee's leader in high-quality renovations, roofing and construction! Give us a call at?(888) 473-0630 today.

Source: http://www.roofingmurfreesborotn.com/407010/2012/03/28/is-your-home-ready-for-spring-watch-our-tv-commercial-to-learn-how-we-can-help!.html

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NET-A-PORTER's updates make for smooth shopping - iPhone app ...

It?s rare that I prefer to do any shopping on iPhone?s small screen rather than my MacBook, but e-tailer Net-A-Porter?s recent updates to its NET-A-PORTER app for iPhone and iPod Touch is giving me a change of heart.

Prior to its update, NET-A-PORTER featured your typical shopping portal and the latest items to hit the website in the ?What?s New?? section. These sections remain, but the app has beefed up its lifestyle content, adding ?The Trend Edit,? which pulls 25 of the latest style trends from the website. The feature is presented as a patchwork of thumbnails for you to tap around for inspiration. You can also view the content in list from.

NET-A-PORTER is also rife with content from the site?s TV section comprised of style videos. Shopping the content presented in each clip is just a tap away. Some of the text in this section displayed as raw HTML, but that was only a small annoyance and one that?s sure to be worked out. Additionally, the app now integrates a ?live? feature in the news tab, which shows current site activity so you know how on-trend the rest of the world is when it comes to their shopping bags and wish lists. This, coupled with existing news pulled from the site?s magazine and Fashion Fix blog, makes for an immersive fashion experience.

I found browsing NET-A-PORTER?s content to be incredibly enjoyable in the app, mostly because of the stunning high-res images. As you scroll through product galleries, additional content will pull in automatically for seamless shopping. You can search by designer or browse items by product category.

I only wish there was an iPad version of this app, so I could avoid the website completely.

Source: http://www.appolicious.com/fashion-news/articles/11485-net-a-porters-updates-make-for-smooth-shopping

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Dubai says Islamists trying to weaken UAE via Twitter

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Source: http://news.yahoo.com/dubai-says-islamists-trying-weaken-uae-via-twitter-203858918.html

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Enphase Energy? Microinverters Installed on 346kW Community Solar Project

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Source: http://news.yahoo.com/enphase-energy-microinverters-installed-346kw-community-solar-project-183800727.html

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Hammerhead shark double whammy

Monday, March 26, 2012

Identity confusion between a new, yet unnamed shark species, originally discovered off the eastern United States by Nova Southeastern University Oceanographic Center (NSU-OC) researchers, and its look-alike cousin?the endangered scalloped hammerhead shark?may threaten the survival of both species.

According to an April 2012 article in the scientific journal Marine Biology, the new look-alike hammerhead species has now been discovered more than 4,300 miles away near the coast of southern Brazil. This confirms that the original finding was not a local oddity and the new species is much wider spread. The look-alike species may face the same fishery pressures as the real scalloped hammerhead, which is being fished unsustainably for its highly prized fins.

"It's a classic case of long-standing species misidentification that not only casts further uncertainty on the status of the real scalloped hammerhead but also raises concerns about the population status of this new species," says professor Mahmood Shivji, Ph.D., who oversaw the new research at the NSU-OC's Save Our Seas Shark Center USA and Guy Harvey Research Institute.

Tens of millions of sharks are being killed for their fins and meat worldwide, resulting in dramatic reductions in shark populations and concerns about the broad scale negative impacts to ocean ecosystems. This has prompted international protection and other management efforts to reduce the unsustainable slaughter of sharks.

"It's very important to officially recognize, name and learn more about this new hammerhead species and the condition of its populations through systematic surveys," Shivji says. "Without management intervention to curtail its inadvertent killing, we run the risk that overfishing could eradicate an entire shark species before its existence is even properly acknowledged."

Shivji's team first discovered the new hammerhead species in 2005 when examining the DNA of sharks thought to be scalloped hammerheads based on their physical appearance. A research team from the University of South Carolina independently confirmed the existence of the new species in 2006.

Combining genetic assessments of NSU and South Carolina researchers shows that at least 7 percent of the sharks in U.S. waters originally thought to be scalloped hammerheads turned out to be the new species. This means that the population of the endangered real scalloped hammerhead in U.S. waters is probably smaller than originally thought.

The status of the scalloped hammerhead (Sphyrna lewini) is currently under review by the U.S. National Marine Fisheries Service to determine if it warrants listing as threatened or endangered under the U.S. Endangered Species Act. It's already on the red list of endangered species of the International Union for Conservation of Nature and Natural Resources (IUCN). The new species is on neither list.

"We hope that during this important scalloped hammerhead status review, the new look-alike species will be recognized, and possible impacts of historical mix-ups between the two species on past scalloped hammerhead stock assessments will be considered," says Shivji.

According to Danillo Pinhal, Ph.D., an assistant professor at the UNESP-S?o Paulo State University in Brazil who performed the lab work as a visiting graduate student in Shivji's laboratory in 2009, "the finding of this species all the way down in Brazilian waters, where hammerhead sharks are heavily fished, raises concerns about the population status of both species not just in U.S. waters but throughout the western Atlantic. It's an international issue now and it's essential that further research on this new species be conducted in Brazilian waters."

Other than differences in their DNA, the two shark species also differ in their number of vertebrae. The new look-alike species has approximately 20 fewer vertebrae than the scalloped hammerhead, in the range of 170 vs. 190. An analysis of the DNA suggests that the new species and the scalloped hammerhead separated from each other approximately 4.5 million years ago, a surprisingly long time given how similar they look externally.

There are three well-documented species of large hammerhead sharks (scalloped, great and smooth hammerheads), and their fins have high value in the international shark fin trade. The finding of this new hammerhead now brings the total to four large species with this unique hammerhead shape.

Hammerheads and other large sharks have been overfished for years. Scientists are concerned that further reductions in their numbers and biodiversity may irreversibly alter the ocean's intricate food web and upset ecosystem balance. For example, a high-profile study has shown that the large reduction of sharks off the U.S. East Coast is associated with a huge increase in the population of one of their prey --- the cownose ray --- which in turn has then been responsible for overeating the bay scallop, dramatically reducing the supply of scallops for the fishing industry.

###

Nova Southeastern University: http://www.nova.edu

Thanks to Nova Southeastern University for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 40 time(s).

Source: http://www.labspaces.net/118718/Hammerhead_shark_double_whammy

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PFT: Tebow, Sanchez might become neighbors

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The NFL?s owners will begin to convene in Palm Beach on Sunday for the league?s annual meetings.

Hovering over the proceedings will be the decision to remove $46 million in total cap space from the Cowboys ($10 million) and Redskins ($36 million) over the next two seasons for their accounting practices during the uncapped year of 2010.

The league has admitted to the Redskins that the teams did nothing wrong and violated no rules.? Still, the NFL contends that treating the term ?uncapped year? too literally disrupted competitive balance ? even though the decision of multiple teams to grossly underspend in 2010 apparently gave rise to no such concerns.

The Redskins have been working to rectify the situation, privately communicating with the league and separately making plans for potential litigation.? But while no Redskins official has said anything publicly about the situation, Cowboys owner Jerry Jones opted on Friday to put the rest of the league on notice that he won?t take this one lying down.

And he shouldn?t.

As we understand it, the teams will try at the league meetings to lobby other owners, making the case for some adjustment to the punishment sans crime.? If, in the end, the Redskins and Cowboys get nowhere, litigation could occur.

?[T]here is no joy in Mudville, having to team up with the Redskins on a point with the league,? Jones told the Dallas Morning News. ?They?re competitors, not cohorts.? It just shows you, independent of that, some of the issues we have with this cap-space issue.? Sometimes you can have strange bedfellows and this is one of them.?

The situation has several curiosities, which include a decision by the league to offer to the NFLPA the Redskins/Cowboys cap penalties in exchange for an increase in total cap space for 2012, and the absence of an ownership vote on the measure.? As one league source previously explained it to PFT, the mere act of conducting a vote would have given Jones and Redskins owner Dan Snyder an opportunity to attempt to secure the support of seven other teams, which then would have prevented the NFL from securing the necessary 24 votes to push the measure through.? (It also would have forced those teams that wanted to take cap space from the Cowboys and Redskins to go on record with a vote in favor of the move.)

In our view, the league needs to fix this before it spirals out of control.? It?s now obvious that the NFL was engaged in collusion in the uncapped year, trying to keep more money in the owners? pocket and less in the players? as a possible year without football loomed.? Still, forcing the Redskins and Cowboys to reduce to writing an allegation that the NFL and its teams tried to rein in spending and is now punishing the two that refused to go along with the illegal plan won?t be good for business.

Indeed, it won?t be good for anybody.

Source: http://profootballtalk.nbcsports.com/2012/03/24/tebow-sanchez-may-be-neighbors/related/

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auto auction | Record Charges at Amelia Auctions | STL Sell Saint ...

How do we sort through the hundreds of car insurance quotes online? When all of them offer similar discounts, prices, and features, it seems as if your search for the cheapest quote is endless.

The solution that Aussie drivers have found when comparing car insurance quotes online is to rank them for the savings they can make on their maximum no claim bonus, excess fees, and premiums. This not only allows them to understand the large range of prices in the market, but it also helps them discover new competitors who are offering groundbreaking rates.

Insurers have caught on to this trend, and are offering further discounts for customers who purchase policies online. However, before you get that far, you need to make sure that your car insurance quote is meeting your expectations by reading their online product disclosure statements and fees guides.

Some gems that you will discover when you take the extra time and effort include extra discounts for being a safe driver, or even simply living in a certain state.

For example, the safest drivers often find no claim bonuses of up to 70 per cent on their premiums, while others may be stuck with 40 or 50 per cent. The more populated states tend to attract higher excess fees, placing New South Wales and Victoria amongst the most expensive in Australia.

Drivers looking for car insurance quotes online can use RateCity to compare features such as roadside assistance, emergency repairs, and whether there are extra costs for paying the premium monthly instead of annually.

Better yet are the national star ratings which can help you find the some of the best car insurance offers approved by experts and customers from all over Australia. These cream of the crop deals often have the lowest fees and largest range of features, and will save you hours of trawling through websites and call centres in your search for the best.

Finding the lowest car insurance quote shouldnt take you weeks or days. A few minutes online can give you a golden list of insurers that is sure to save you hundreds a year.

Source: http://stlsell.com/auction-news/auto-auction-record-charges-at-amelia-auctions/

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Useful Tips for Cooking with Barbecue Grill Charcoal | Spas San ...

Every season, there are more newcomers taking on the challenge of learning backyard grilling, and always with some memorable mistakes that will be talked about for years. If only there was a way for them to learn the basics of using barbecue grill charcoal, perhaps their initial adventure would turn out better, with a lot more meat being saved in the process. In the spirit of this wish, we offer some basic tips that any cook should know.
Setting up the grill
To start, always make sure that your grill is completely clean and ready to use, with no foreign bits or ash left inside of it, and that includes the metal wire grill itself. Nothing will make food taste awful than leftover grease or burnt bits adhering to the fresh meat while cooking. Next, make sure that you use only enough barbecue grill charcoal that the manufacturer of your grill recommends. Too much will cause uneven heating of the grilling area, and may cause more smoke than necessary.
Once you have your barbecue grill charcoal lit, wait for at least 30 to 45 minutes before starting to grill anything. This will give you time to prepare the meat, and give the coals a chance to really distribute the heat around the inside of the grill. When grilling, use tongs as opposed to forks for turning meat, and you will avoid unnecessary splashing of grease over the fire. Vegetables and fish cook best in foil packets, placed on the grill.

Tags: barbecue grill charcoal bbq charcoal

Source: http://www.spas-sanfrancisco.com/2012/03/24/useful-tips-for-cooking-with-barbecue-grill-charcoal/

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iPhone_Italia: China Unicom incrementa i profitti del 14.2% grazie alla partnership con #Apple: Qualche? http://t.co/ikMhocCf

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China Unicom incrementa i profitti del 14.2% grazie alla partnership con #Apple: Qualche? goo.gl/fb/2rpcJ il y a environ 1 heure via Google

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Source: http://twitter.com/iPhone_Italia/statuses/183207359374569473

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China mine hunt turns to Africa, S.America, Asia

By Sonali Paul

HONG KONG | Fri Mar 23, 2012 5:46am GMT

HONG KONG (Reuters) - Chinese firms are on the prowl for mining investments in Africa, South America and central Asia as they look to feed ever expanding domestic demand for key commodities, but are switching away from Australia and Canada, which are getting too expensive.

Iron ore and copper have been the hot targets over the past few years, but more recently, China Guangdong Nuclear Power Corp has gone after uranium in Africa, and firms are now seeking gold, nickel, tin and coking coal, too.

They used to prefer Australia and Canada for their political stability, but state-owned and private Chinese investors say assets in those countries are becoming too expensive.

"Those traditional markets that are developed, while being more stable - the likes of Australia and Canada - the competition to gain good resources is actually very, very intense," said Leong Eng Kiat, Managing Director of CCB International Capital.

"Because of that, the prices tend to be bid up. So Chinese investors are looking outside of these countries and going into emerging markets - the likes of Africa, Latin America, central Asia."

Long project approval processes have also put off some Chinese investors, spurring the search for assets in emerging markets instead.

"It's easier to get approvals in African countries. There are no big headaches, like with Canada and Australia," Liliang Teng, chief marketing officer at the China-Africa Development Fund, told Reuters.

The fund has invested $1 billion in a range of projects, including iron ore, in Africa and has a further $4 billion to invest.

AFFLUENT POPULATION

All the commodities being targeted are needed to satisfy an increasingly affluent population that is buying more cars, televisions, fridges, and apartments, using more and more electricity, and buying more jewellery.

Gold is in demand not just for jewellery but also as a hedge against inflation, making the country a huge consumer of gold.

"So the private sector, state-owned enterprises, even companies like us, try to look for gold resources, because the demand is strong, while supply in China is getting more and more difficult," said CITIC Dameng Holdings Chief Executive Charlie Tian told a conference in Hong Kong.

Uranium is needed to fuel 26 nuclear plants under construction in China, with more on the way, but only three or four companies are mandated to buy uranium assets.

"It's too politically sensitive," Tian said.

China Guangdong Nuclear Power Corp (CGNPC) is about to snare control of Namibia's Husab uranium project, potentially the world's second-largest uranium mine, with the takeover of Kalahari Minerals (KAH.L) and Extract Resources (EXT.AX) for about $2.3 billion.

Private investors who bought stakes in junior miners in places like Canada are now keen to reap profits by selling to state-owned companies, a senior executive at a Canadian-listed Chinese company said, declining to be named due to the sensitivity of the issue.

He said large, state-owned Chinese companies were interested in lead, zinc and iron ore projects.

The chase for iron ore continues, despite setbacks on multibillion dollar iron ore investments in Australia, such as Sinosteel's Midwest project and CITIC Pacific's Sino Iron project in Western Australia, hit by slow government approvals, soaring construction costs and lack of rail and port space.

Chinese firms held off on deals in the second half of last year as they anticipated iron ore prices would come off and weaken valuations on potential targets, advisers say, but interest is starting to perk up again.

One adviser to Chinese companies said investors were looking more closely at political risk and ensuring projects make returns, and are not just focusing on the quality of assets.

"Chinese investors are being smart," Jamon Alexander Rahn, vice president of Emerging Asia Capital, told Reuters on the sidelines of the conference.

In all cases the key criteria are whether projects have enough scale, whether the products can be shipped back to China to meet demand and at a reasonable cost, said Leong.

"It's always about managing the resource security of China," he said.

(Additional reporting by Alison Leung and Polly Yam; Editing by Clarence Fernandez)

Source: http://uk.reuters.com/article/2012/03/23/uk-china-mining-idUKBRE82M06F20120323?feedType=RSS&feedName=businessNews

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Sweden's Bildt warns against 'blowing up' talks with Iran

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Source: http://news.yahoo.com/swedens-bildt-warns-against-blowing-talks-iran-111937348.html

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PFT: Ryan says Tebow will 'fit right in' with Jets

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As potential whistleblowers go, they don?t get much less sympathetic than tight end Jeremy Shockey.? But the man former Giants receiver Amani Toomer described last week as a ?bad teammate? and ?worse person? nevertheless has rights.

Specifically, Shockey has the right to not be outed as the person who cracked the case of the Saints? bounty program in 2011.? Especially if Shockey wasn?t the person who blew the whistle.

But that?s what happened on Wednesday.? Former NFL defensive tackle Warren Sapp identified Shockey as the whistleblower on Twitter.? Amazingly, NFL Network thereafter decided (apparently without consulting legal counsel, or perhaps relying on the advice of Lionel Hutz) to put Sapp on the league-owned air and repeat his contention.

Shockey has vehemently denied being the whistleblower.? And now he wants something to be done about the potential damage to his prospects for getting another job.

?Is the league going to come down on their own people when someone does something so wrong and outrageous?? Shockey told Jason Cole of Yahoo! Sports.? ?There should be a standard for punishment, like getting suspended or fined or losing your job.? If I say something about officials, the league fines me.?

Shockey said he has been contacted by multiple lawyers about possibly filing suit, and that he has heard nothing from the league.

?I?m 31 years old and this is not good,? Shockey said.? ?People have asked if this is going to hurt me in finding another team.? I don?t know, but it?s not helping me.?

Unfortunately for Shockey, there could be plenty of other factors keeping a team from signing him.? Still, being flagged as a potential whistleblower doesn?t help.? Even if no other NFL team will ever again use a bounty system, the outdated mentality of the football locker room shuns those who would break the code of silence in any way.

In Shockey?s case, the problem is that few would regard him as someone who succumbed to a crisis of conscience.? Instead, many would assume he was simply trying to get back at the Saints for cutting him.

That said, a league source has told us that Shockey wasn?t the whistleblower, and that he wasn?t involved in any way in the investigation.? If that?s true, why doesn?t the league simply say so?

Apparently, the NFL is so sensitive about potentially disclosing the name of the whistleblower that it doesn?t want to comment on the matter at all, even by expressly ruling someone out.? If that?s the reason for the silence, the league needs to accept the reality that the ship has sailed, via the disclosure of Shockey?s name on the league-owned network by an employee of the league-owned network, which necessarily makes him an employee of the league.

The problem isn?t Sapp.? That?s his style and his shtick, and it?s what makes him good on TV.? The problem is that the NFL failed to convene a meeting of its NFL Network and NFL.com staff in early March and explain that any reporting or speculation or discussion of the identity of the person who provided information that helped the NFL discover the existence of the bounty program was prohibited, whether because outing a whistleblower violates the law or because it potentially puts him at risk of retaliation by an unstable fan or because it will cause future whistleblowers to not cooperate or, perhaps the best reason of all, because it?s the right thing to do.

That didn?t happen, which means that in the heat of the process of determining the on-air content on one of the craziest offseason days in NFL history, a bad decision was made.? Before the NFL punishes any of them, the NFL needs to realize that the failure to issue what should have been an obvious directive directly caused the current problem.

Source: http://profootballtalk.nbcsports.com/2012/03/22/rex-ryan-tim-tebow-will-fit-right-in/related/

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Small Business PR Lessons From The Miami Dolphins | Bizjama

It pains me to write this post since I am a big fan of the Miami Dolphins. But there are some very significant lessons entrepreneurs can learn in terms of small business PR when looking at how the Miami Dolphins have conducted themselves in recent history.

Here is the background, for those of you who are not big football fans. The Miami Dolphins have long been a proud and very successful franchise in the National Football League. For nearly fifteen years they were one of the best-run organizations in all of professional sports. It also helped that they had Dan Marino, one of the best quarterbacks to ever play the game.

Source: Understanding Marketing

Source: http://www.bizjama.com/small-business-pr-lessons-from-the-miami-dolphins/

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Oprah Winfrey's OWN network lays off 30 in restructuring

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[ [ [['French police stepped up the search',17]], ', '0' ], [ [['Seeking to elevate his candidacy back to a general', 8]], '28660934', '0' ], [ [['The tragic story of Trayvon Martin', 4]], '28647343', '0' ], [ [['Karzai will get a chance soon to express', 8]], '28630306', '0' ], [ [['powerful storms stretching', 8]], '28493546', '0' ], [ [['basic norm that death is private', 6]], '28413590', '0' ], [ [['songwriter also saw a surge in sales for her debut album', 6]], '28413590', '1', 'Watch music videos from Whitney Houston ', 'on Yahoo! Music', 'http://music.yahoo.com' ], [ [['keyword', 99999999999999999999999]], 'videoID', '1', 'overwrite-pre-description', 'overwrite-link-string', 'overwrite-link-url' ] ]

Source: http://news.yahoo.com/oprah-winfreys-own-network-lays-off-30-restructuring-033940953.html

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Grow Wealth Online with Put Option Investing | Finance Help News

Grow Wealth Online with Put Option Investing

The stock trade is another of the many prevalent techniques to be able to produce money.

Inside the stock industry a very very good means to generate cash and it is options trading. Simply put I earn 15 t0 20% each and every month by trading options, more precisely put options.

Generally there are are two different features to put options investment.

At this time there is the element associated with safeguarding on an individual?s account also known as buying insurance for your stock, and then there is the wealth building, monthly cash flow side aka getting paid to own a stock. Let us have a quick view at each of these.

Buying Insurance with Put Options

To be the buyer of this put options contract, you will have the ?option? to offer a stock set at a certain price until you sell the actual option or perhaps the particular option expires.

Nearly all investors implement puts to protect their account from big movements to the downside and furthermore lock in profits.

For example, lets say an investor purchased a stock and it increased in price by about $10 per share. This is a really large move.

At this point the question you will be asking is?must you take profits or perhaps let it ride? Additionally you need to take into account that if you do nothing, your earnings may be erased within minutes with some not so great news. Taking absolutely no action is probably the worst steps you can take within the stock market. What do you do in that situation?

You can buy a put option with a strike price which is a number of prices below the current price of the stock. Using this method, it is possible to sell your stock at that strike price regardless of what happens to the cost of the actual stock. For example, if you acquired the stock at $200 and it increased to $250, you could purchase the put at $240. With the $240 put option, it doesn?t matter how low the stock goes, you can still sell it at $240! So, if the stock drops to $30 per share, you can STILL sell it at $240, think about that for a second?let it sink in.

Making Monthly Passive Income with Put options

On the other side of the put options coin is how it is possible to build wealth by using options and making residual income each month.

For the stock buyer to protect his stocks by buying protective puts, he will need to have someone prepared to sell those put options to him.

I make cash every month by simply selling put options against stocks I will be ready to own and often against stocks that I never plan to own.

The important thing if you want to be building wealth with put option selling will be to sell puts on securities you will not mind owning and also look for stocks that are relatively flat as far as their price goes. Flat stocks are stocks that will move at most $3 in a four week period and possess very low PE ratios.

I?ve found that I really also have a good deal of success by stock trading in the $20 ? $30 price range. Anything higher as well as cheaper is commonly too risky if you ask me.

I have been investing for over a decade and have done meticulous research on how to build wealth. My primary focus is on strategies that can create low risk residual streams of income.

If you?re ready to get started with your wealth creation strategies, then visit http://bestresidualincomestrategies.com/ to find the best advice on making residual income today.

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Technorati Tags: Business Finance, call and put option example, call and put options, example of put option, options trading, put option, put option example, put options explained, sell put option example, selling put options, stock options, what is a put option

Tags: Business Finance, call and put option example, call and put options, example of put option, options trading, put option, put option example, put options explained, sell put option example, selling put options, stock options, what is a put option

Source: http://financehelpnews.com/business-finance/grow-wealth-online-with-put-option-investing

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Internet Business Advise - Security Measures on the Process of Web ...

[unable to retrieve full-text content]You are here: Home ? Internet Business Advise ? Security Measures on the Process of Web Designing. Internet ... Website online and its safety will give you a peace of mind even though enterprise is within the go. 1st to the ...

Source: http://www.methowbaba.com/internet-business-advise-security/

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Pioneer launches RMX1000 Remix Station, now no tune is safe (video)

Pioneer has been dishing out its line of digital DJ tools for long enough that you'd hope it knows what the spinners want, and these days it seems that's remixing tools. The RMX1000 is a new effects based unit, that looks like an evolution of the firm's EFX range. It still cooks up those chops, rolls, and reverbs, but also has a companion "Remixbox" software, as well as studio-friendly VST / AU functionality. The software lets you overwrite the default set-up with one of your own, and there's an SD card slot so you can leave yours at home, but still bring your settings to the club. Word is that pro DJ settings will be available for download, so nosey DJs can see how James Zabiela likes his high-pass filters. The effects themselves come in four flavors: Scene, Isolator, Release and X-Pad. Connectivity-wise it's rocking a pair of RCA and 1 / 4-inch plugs for both in-and out-put, and there's USB for the computer / MIDI hook-up. It's set to land in June with a $1000 price tag, but in the meantime if you want to see if it'll be worth your savings, hit-up the video after the break, or click the PR for the full specs.

Continue reading Pioneer launches RMX1000 Remix Station, now no tune is safe (video)

Pioneer launches RMX1000 Remix Station, now no tune is safe (video) originally appeared on Engadget on Sat, 17 Mar 2012 10:41:00 EDT. Please see our terms for use of feeds.

Permalink Electronista  |  Pioneer  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/D0ox1caHHZQ/

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Explosion near Syrian security building in Aleppo

A Syrian rebel stands next to a flaming tire while firing at a Syrian army checkpoint, in a suburb of Damascus, Syria, on Saturday, March 17, 2012. Two suicide bombers detonated cars packed with explosives in near-simultaneous attacks on heavily guarded intelligence and security buildings in the Syrian capital Damascus Saturday, killing at least 27 people. (AP Photo)

A Syrian rebel stands next to a flaming tire while firing at a Syrian army checkpoint, in a suburb of Damascus, Syria, on Saturday, March 17, 2012. Two suicide bombers detonated cars packed with explosives in near-simultaneous attacks on heavily guarded intelligence and security buildings in the Syrian capital Damascus Saturday, killing at least 27 people. (AP Photo)

A Syrian rebel runs with his AK-47 towards a Syrian army checkpoint in a suburb of Damascus, Syria, on Saturday March 17, 2012. Two suicide bombers detonated cars packed with explosives in near-simultaneous attacks on heavily guarded intelligence and security buildings in the Syrian capital Damascus Saturday, killing at least 27 people. (AP Photo)

DAMASCUS, Syria (AP) ? An explosion ripped through a residential neighborhood in the northern Syrian city of Aleppo on Sunday and the state news agency said it was a "terrorist bombing."

Reports by SANA said two were killed and 30 wounded in what appeared to be the second attack in two days on cities where President Bashar Assad's regime enjoys strong support. Three suicide bombings in the capital Damascus on Saturday killed 27 people. The government blamed those on the opposition, which it claims is made up of "terrorist" groups carrying out a foreign conspiracy.

No one claimed responsibility for any of the attacks.

Mohammed Saeed, an Aleppo resident, said a car bomb exploded near the Political Security Directorate in the city's central neighborhood of Suleimaniyeh. He said the neighborhood has a large Christian population. The Britain-based Syrian Observatory for Human Rights, which relies on an activist network in Syria, also said it was a car bomb. It said it had reports of dead and injured, but gave no numbers.

Saeed said the explosion went off around 1 p.m. and security forces started shooting in the air and cordoned off the area to prevent people from approaching. At that time of day, the area is usually crowded with people, especially on a Sunday, the first day of Syria's workweek, he added.

"It was a strong explosion. It shook parts of the city," Saeed said, citing nearby residents. "White smoke was billowing from the area."

Some opposition leaders accused the regime of orchestrating the attacks to tarnish the anti-government movement behind the year-old uprising against Assad.

Both cities are considered Assad strongholds and have remained relatively insulated from the unrest shaking much of the country since the start of the uprising.

Assad security forces have violently cracked down on dissent as protests have spread. Many in the opposition have taken up arms to defend their towns and neighborhoods and attack government troops, as the increasingly militarized conflict has become one of the bloodiest of the Arab Spring.

The U.N. says more then 8,000 people have been killed in a year.

There have been a string of large-scale bombings near government security buildings in Damascus and Aleppo that suggest a dangerous, wild-card element to the anti-government revolt. The regime has blamed the opposition, which denies any role or the capabilities to carry out sophisticated attacks.

After other similar attacks, U.S. officials suggested al-Qaida militants may be joining the fray.

A previously unknown Islamist group calling itself Al-Nusra Front to Protect the Levant claimed responsibility for previous attacks in a video posted online, saying it carried them out "to avenge the people of Homs." Homs is an opposition stronghold in central Syria that has been hard-hit in the government crackdown.

The last major suicide bombing in Aleppo was on Feb. 10, when twin blasts struck security compounds, killing 28 people. Damascus has seen a half dozen suicide bombings since December, most hitting intelligence and security buildings.

On Saturday, two suicide bombers detonated cars in near-simultaneous attacks on heavily guarded intelligence and security buildings, killing at least 27 people.

The explosions struck the heavily fortified air force intelligence building and the criminal security department, several miles apart, at approximately the same time, the Interior Ministry said. Much of the facade of the intelligence building appeared to have been ripped away.

State-run news agency SANA said a third blast went off near a military bus at the Palestinian refugee camp Yarmouk in Damascus, killing the two suicide bombers.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-03-18-ML-Syria/id-ba5cb674dcf3421a8134a844d8eecf90

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Goldman person leaked Apple, Intel secrets: lawyer

NEW YORK (Reuters) - A person at Goldman Sachs Group Inc, who has not been identified or charged in a broad U.S. insider-trading probe, was caught on a wiretap leaking secrets about Intel Corp and Apple Inc, a lawyer for accused former Goldman board member Rajat Gupta said in court on Friday.

Lawyer Gary Naftalis, in a heated exchange with U.S. prosecutor Reed Brodsky during a pre-trial hearing, said the Goldman person leaked confidential information about the two companies to Raj Rajaratnam, the Galleon Group hedge fund founder convicted of insider-trading charges last year.

Gupta, the best-known corporate executive accused in a sweeping prosecution of insider-trading at hedge funds in recent years, denies criminal charges that he tipped Rajaratnam with Goldman Sachs and Procter & Gamble Co secrets between 2007 and 2009. His trial is scheduled to begin in May.

"In a letter he (Brodsky) said the government had a person who provided confidential information to Raj Rajaratnam about Apple and Intel," Naftalis said. "There is also wiretap evidence, substantial evidence of another source at Goldman Sachs."

Naftalis told U.S. District Judge Jed Rakoff the defense believed "there is a much more circumstantial case that person should be sitting in the box rather than us."

The judge ended the late afternoon hearing, but Brodsky and Naftalis continued to argue. Brodsky declined to comment after the hearing.

A Goldman Sachs spokesman declined immediate comment.

Goldman has been in the spotlight this week with the public resignation of employee Greg Smith, who said in a New York Times op-ed that Goldman had become "as toxic and destructive as I have ever seen it" and was a place he no longer wished to work.

A person familiar with the Gupta case said in early March that prosecutors are investigating David Loeb, a managing director of Goldman Sachs. Loeb works with technology hedge-fund employees, including an Asia-based analyst, Henry King, who is also under investigation, according to another source briefed on the case.

The sources declined to be identified because the matter is not public. Neither Loeb nor King have been accused of any wrongdoing and neither responded to emails asking for comment.

The insider-trading case has drawn in Goldman Sachs Chief Executive Lloyd Blankfein, who was interviewed under oath on February 24 as a witness according to court documents. Gupta was onetime global head of McKinsey & Co and sat on the boards of several companies.

Rajaratnam is serving an 11-year prison sentence for his conviction last May on 14 insider trading charges.

Blankfein testified for the government at Rajaratnam's trial. He is also expected to be called as a witness by the government at Gupta's trial.

The cases are USA v Gupta in the U.S. District court for the Southern District of New York No. 11-907

(Editing by Andre Grenon)

Source: http://news.yahoo.com/goldman-person-leaked-apple-intel-secrets-lawyer-232929726.html

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